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Employee Provident Fund(EPF)

Employees' State Insurance is a self-financing social security and health insurance scheme for Indian workers. This fund is managed by the Employees' State Insurance Corporation (ESIC) according to rules and regulations stipulated there in the ESI Act 1948. ESIC is an autonomous corporation by a statutory creation under ministry of labour of employment, government of india. For all employees earning Rs.15,000 (US$220) or less per month as wages, the employer contributes 4.75 percent and employee contributes 1.75 percent, total share 6.5 percent. State government's share is 1/8th and that by central government is 7/8th. This fund is managed by the ESI Corporation (ESIC) according to rules and regulations stipulated there in the ESI Act 1948, which oversees the provision of medical and cash benefits to the employees and their family.



  • Accumulation plus interest upon retirement, resignation and death
  • Partial withdrawals allowed for specific expenses such as house construction, higher education, marriage, illness etc.
  • capital subsidy;

Benefits on EPF Contribution:-

1.The amount invested in an Employees Provident Fund is exempt from tax under Section 80C of the Income Tax Act.

2.EPF accounts will now yield a return of 8.75 per cent annually. Return on EPF does not attract tax.

3.In EPF, the amount is paid at the time of retirement or resignation, whichever occurs earlier.

4.In the case of a change of one’s job, the amount can be transferred from the old company to the new one.


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Welcome To Glister Group of Company.

Glister Group of Company.is a multi state Cooperative Society which is registered under Ministry of Agriculture, Government of India. It is operational in two states namely Uttar Pradesh and Bihar.

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